We Handle Your Roof Insurance Claim So You Do Not Have To
Our roofing experts understand what it takes to make sure your insurance covers roofing repairs and replacement. Avoid the hassle of dealing with insurance claims and let True Roofers take care of it.
If your roof has suffered damage recently, you may be able to file an insurance claim. This process can be particularly draining and time-intensive if you are not familiar with it. True Roofers specializes in handling insurance claims for residential and commercial roofing issues, and we work for you to make sure you get the coverage you deserve.
From roof repairs to roof replacement, we will tackle the insurance claims process for your Wesley Chapel, Plant City, or nearby area residential or commercial property.
Assessing Roof Damage in Central Florida
There are different types of damage that you will want to keep an eye out for after an incident:
- Loose or missing shingles
- Damaged gutters
- Damaged flashing
We Navigate Your Insurance Policy to Find the Ideal Solution
When it comes to roof damage, insurance policies often cover costs based on the cause of damage. Some damages may not be covered, or may only be partially covered, and there may be specific policy guidelines regarding roof replacement.
It is our goal to make sure you maximize your policy. Here is how the process works for your home or business in Central Florida:
- We conduct a full assessment of the roof damage
- We review your insurance policy and its coverage guidelines
- We file your claim for you
- We work with your insurer to make sure you get the coverage you deserve
Common Causes of Roof Damage in Central Florida
Most insurance policies cover roof repairs and replacement for damage brought on by hurricanes and other acts of God, but we are seeing more and more policies that try to limit coverage. We can help you navigate your policy. Common causes of roof damage in Central Florida include:
- Storms and hurricanes
- Hail
- Tree damage
- Fire
Determining Whether to Repair or Replace Your Roof
Depending on how much damage there is, you will need to consider replacing versus repairing. Insurance policies outline the scope of coverage and exclusions. For example, if more than 25% of a roof needs to be repaired over a 12-month period, the entire roof might need to be replaced.
When we come out and do our assessment, we can help determine the extent of the damage and the correct scope for your claim.
The Age of Your Roof Can Affect Your Insurance Claim
Insurance policies often have different levels of coverage depending on your roof's age. For example, if your roof is on the older end of its estimated lifespan and you experience damage, your policy may only partially cover a roof replacement. There may be total exclusions based on age as well.
Schedule Routine Roof Inspections to Avoid Future Insurance Headaches
Pre-existing damage can be one reason for claim denial. Inspections can be valuable for future claims because you will have written proof that there was no pre-existing damage. Take before and after pictures for comparison. Our roofing experts can come out, complete an inspection, and plan for any repairs.
Has your roof been damaged recently? Call a reputable roofing company like True Roofers for an inspection if you think your roof is damaged. We will help guide you through the insurance claim process and help you get as much reimbursement as possible. Call us today at (813) 800-1800.